How Much Does A House Cost To Build in Sacramento?

In order to provide an exact cost to build a house in Sacramento, we would need a full set of detailed plans that are permitted and approved by the building department and HOA if applicable. The cost of a home varies greatly depending on the location and the design and interior/exterior finishes that a homeowner selects. Since we do not have those details, we are able to provide preliminary costs for 1 story homes over 2,000 sq ft on flat lots with minimal grading. In addition, the price does not include the following: plans and all details required for permit acquisitioning process, permit costs, landscaping and utilities (due to each lot/land having different shapes/sizes and locations). However, we will be able to break them into a few categories: low-end, average, high end, and luxury.

Per square foot, prices range from $300 to $500 (luxury does not have a limit)

For more information, check out our price guide below, or contact HouseIdea, a premier home builder in Sacramento for a detailed estimate.

Average Cost To Build A House Per Square Foot In Sacramento

The average cost of constructing a home is $300 to $500 per square foot or more, depending on location, size, and whether modern or custom designs are chosen. On average, a 2,000 square foot new home costs between $600,000 and $950,000.

The cost to build a dream home in Sacramento is usually more expensive than buying a new home in a subdivision or working with a developer who has a variety of floorplans to pick from with overseas bough same or similar finishes. The construction of a new Sacramento home can take up to a year, and there are numerous parts to the process that we will go over in-depth.








High-end to Luxury

$800,000 - no limit

If you want to go custom-made, your ideal home will only account for about 75% of your total price. Then there's the cost of the property, financing, finishing the lot, landscaping, grading, utilities, design, plans, permit costs and other expenses, which can total $150,000 or more.

Building a House Price Per Square Foot

According to the National Home Builders Association, a general contractor's costs for new home construction are $250-$450 per square foot. When you factor in expenses, profit, overhead, contingency, and project management the average cost per square foot to build a house ranges from $300 to $500.

Table Of Contents

  1. Average Cost To Build A House in Sacramento
  2. Building A House Cost Estimates
  3. New Home Construction Costs
  4. Do It Yourself Cost
  5. Cost to Build a Tiny, Small, or Guest House
  6. Is It Cheaper to Build or Buy a House in Sacramento?
  7. Building A New House Checklist
  8. Most Commonly Asked Questions

Estimates For The Cost To Build House In Sacramento

The chart below shows cost estimates for building a house in various sizes, based on a low-end price of $300 per square foot, an average medium price of $400 per square foot, and a high-end custom price of $500 per square foot.

The average cost to build a single-story house 

Square Feet




















The overall square footage, number of bedrooms, number of bathrooms, type of flooring, cabinetry, appliances, and other factors will all influence your final cost.

According to a 2017 report by the US Department of Housing and Urban Development on new construction:

  • 46% of people have four or more bedrooms.
  • 44% of the homes have three bedrooms.
  • Only 10% of homes contain more than two bedrooms.

How much does it cost to build a custom home?

A custom home can cost anywhere from $300 to $500 per square foot, depending on the location, design choices, and inside and exterior finishes. Most people will also need to purchase land on which to construct their homes.

For precise drawing requirements, construction papers, and project management, hiring an architect costs $15,000 to $80,000+, or 8% to 15% of the entire building cost.

You'll need an architect to transform your thoughts into blueprints and work with structural engineers and planning agencies to acquire accurate bids from general Home builders in Sacramento.

Hiring a bespoke house designer will increase your budget by 10% to 17%, with high-end pros charging $30,000 to $50,000.

You can save up to 30% if you choose all of your design options upfront or if you deal with a Sacramento home builder like HouseIdea who has local vendors with in stock options.

Additional Cost Considerations

The average prices we've listed here for building your own home are just that: averages. Given the wide range of customization options available, the final price for your residence could vary significantly depending on where you live and the choices you select. The following are some of the more significant pricing implications:

Land — In addition to the cost of the land, you'll need to have the land cleared and graded for construction when you buy your own lot.

Size - The more square footage you have, the more expensive it is. If it's smaller than 2,000 sq ft then it's more expensive per square feet.

The cost of designing, building, and developing a home with two or more stories will increase your total price.

Pools, decks, fencing, and landscaping are just a few of the services we offer. Building a deck, installing an inground pool, and landscaping can add tens of thousands of dollars to the cost of your home. Whether you choose a picket fence or more expensive vinyl or steel fencing.

Fixtures and finishes - The quality of the fixtures and finishes will impact your entire expenditure. Adding high-end granite/quartz worktops or hardwood floors to your home will cost you extra money.

Roof Type — On average, a new roof costs $9,211 to install, while a high-end solar roof can cost $60,000 or more.

Appliances — High-end appliances, such as an internet-enabled refrigerator, can cost up to three times as much as a standard refrigerator, including wiring and plumbing costs.

On a vast parcel of land, a custom ranch house with a porch is being built.

Construction Costs of a New Home

The cost of materials and labor to build a Sacramento house will account for roughly 75% of the total cost of your home. In this breakdown, we'll go through all of the expenditures associated with home construction.

Check bids from construction Home builders in Sacramento using the cost breakdown below. These costs are based on a 2,000-square-foot home built at a $300-$350 per-square-foot medium cost. These are average prices, which will vary depending on the materials used, the type of residence, and the construction quality.


Total Cost Per SF

Total Cost 2000 SF

Excavation (light grading)



Foundation, Slab & Piers



Flatwork (Drive & Walk)



Rough Hardware



Finish Hardware



Rough Lumber



Finish Lumber



Rough Carpentry Labor



Finish Carpentry Labor









Insulation (R19 ceiling)















Bath Accessories



Heating and Ducting



Plumbing & Sewer Connections






Garage Door



Windows & Sliding Doors



Exterior Stucco



Gypsum Wallboard












Insurance & Licenses



Project Management



Permits & Utilities

Not included

Final Cleanup



Overhead & Profit



Total Cost






Material Costs to Build A House

A house's material cost is around $150 per square foot or 45 percent to 55 percent of the total construction cost. Light fixtures, siding, plumbing fittings, paint, exterior, and interior doors, framing, insulation, foundation, flooring, electricity, drywall, windows, and roofing would account for roughly $300,000 in building materials for a one story 2,000 square foot home.

Material costs will vary depending on the long-term durability, eco-friendliness, energy costs, and social costs of your building materials.

Labor Costs To Build A House in Sacramento, CA

The typical labor cost of constructing a home is around 35-45% of the entire construction cost of $130-$150 per square foot. On a typical 2,000 square foot home, labor costs will be approximately $260,000.

Cost of Building a House

Because there are so many essential components or stages in residential construction, the cost of your home will vary significantly based on the quality of each one.

Breaking down the cost of building a house


Average Cost

Site Work






Exterior Finishes


Major Systems


Interior Finishes


Final Steps


Cost of House Plans

House designs can cost anywhere between $5,000 and $20,000, while an architect would charge between $100 and $250 per hour, or $2 to $5 per square foot, for design work. The architect fee for our 2,000 sq ft home is $4,000-$10,000.

Work on the Site & Preparation

Building permit expenses range from $20,000 to $120,000, or more to pay the cost of connecting the property to local public services such as water and sewer infrastructure, water and sewer inspection fees of $5,000, and architecture and engineering fees of around $10,000.


For a 2,000-square-foot house, the average cost of pouring a foundation of concrete is about $60,000, which includes backfill, concrete, excavation, foundation, and retaining walls. A concrete slab itself requires $30 for every square foot, land or light soil grading could cost approximately $10,000, and if unusual excavation activities are required due to rocks in the ground, or if retaining walls are necessary, the foundation cost could increase by $5,000 to $20,000.

How much does it cost to frame a house?

The cost of framing a house, as per the l estimator for craftsmen, ranges from approximately $13 for every square foot for labor and lumber for a single-story structure to about $22 for every square foot for a two-story home.

Framing a 2,000-square-foot home costs $60,000, or $30 per square foot, and includes the home's and roof's framing, as well as trusses, sheathing, and any metal and steel. The cost of lumber to construct a building varies, and it is the only factor that can significantly affect the ultimate cost of making your Sacramento home.

Exterior Finishes

After the foundation is poured and the framing is built, the outside of the home is finished by installing the walls, siding, windows, doors, and roof. The ultimate cost of external finishes will typically be around $35,000 and will include the following:


Average Cost




$10,000 – $20,000


$5,000 – $15,000

Vinyl Siding or Stucco

$15,000 – $25,000

Installation of Major Systems

Rough-in plumbing, electrical work, and HVAC systems are all major systems. Rough-ins are the elements that aren't covered by typical construction but are necessary for the home's operation. Their total cost is estimated to be roughly $34,000.

Cost of installing major systems


Average Cost


$3,300 – $5,912

Solar Panels

$17,000 – $20,000

Septic Tank

$3,000 – $5,000

Water Heater

$400 – $1,400

Interior Finishing

Interior finishes are often twice as expensive as outside finishes, accounting for around $71,000 of construction costs. The term "interior finishing" refers to everything that goes into making a home's inside both beautiful and functional, and it might include things like:

Interior Finish



$10,000 – $15,000


$8,000 – $15,000


$6,000 – $12,000

Kitchen Cabinets

$20,000 – $35,000

Plumbing Fixtures

$150 – $350 each


$5,000 – $20,000


$5,000 – $15,000

Last-minute particulars

For our 2,000 sq ft house, the final embellishments cost around $20,000. There are several that are potentially vital, as well as some that are optional and more of a nice-to-have feature. The ultimate clean up, after the finishing touches, will cost roughly $3,000 and may include some of the following:




Concrete Patio

$5,000 – $15,000


$15,000 – $25,000


$5,000 – $15,000

Screened-In Porch

$2,000 – $8,000

Patio Enclosure

$8,100 – $18,700

Landscaping w/pool

$15,000 – $200,000

How Much Does It Cost To Build A House On Your Own?

Building your own home in Sacramento, which costs around $220 per square foot and saves an average of 15%-25%, is a good option for future homeowners wishing to save money. You would save roughly $62,000 on a typical $550,000 property.

How much does it cost to build a modular home?

Constructing a modular home ranges from $200 to $300 per square foot on average. Sacramento modular homes are the most expensive of the three types of prefabricated construction structures, with a 2,000-square-foot home costing between $400,000 and $600,000.

Cost of building a modular house 


Cost Per Square Foot




No alterations or customizations.



Selected upgrades and options and base price.



Delivery and Custom price.



Site prep, porch, foundation, and delivered price, etc.

There may still be expenditures for fees, taxes, land, driveways, utility hookups, permits, and landscaping after that.

Manufactured homes can be designed to resemble both modular and traditional site-built residences. The fact that manufactured homes are constructed in a setting that is climate-controlled to HUD code is a significant difference.

Modular Homes are produced in sections and assembled in climate-controlled manufacturing facilities, similar to manufactured homes. These homes are constructed in accordance with state and municipal building codes to ensure that they will pass inspection once they are in place.

How much does it cost to build a shipping container home?

For $60,000 to $90,000, you may also finish a shipping container. A huge shipping container home can cost anywhere from $150,000 to $175,000, roughly half the price of a typical house of the same size. Building a shipping container home takes around 30% less time than building a typical home. The following expenses are associated with converting a shipping container into a dwelling.

  • Container - a 40-foot container costs $10,000.
  • $7,500–$15,000 (foundation)
  • Insulation costs between $3 and $10 per square foot.
  • $3 – $10 per square foot for drywall installation
  • $100,000 for additional interior finishing

Stucco costs $5 to $10 per square foot, while T1-11 siding costs $3 to $6 per square foot on the exterior.

How Much Does It Cost to Build a Tiny House?

The typical price of a tiny Sacramento house is between $150,000 and $200,000, but you may build one for less.

Tiny houses are defined as dwellings that are fewer than 500 square feet in size. Another alternative is to buy a prefabricated compact house that has already been built. For $80,000, a one-bedroom container home with 320 square feet of inside space and a 160-square-foot covered outdoor deck. Interior walls might be delivered with or without them.

How Much Does It Cost to Build a Small House?

The cost of building a tiny house of roughly 600 square feet ranges from $150,000 to $250,000. If a little home is too small for your family, you may be able to save money by building something that qualifies as a small house. The overall cost of construction materials in Sacramento is slightly over $80,000, with labor expenditures totaling $900,000. A further $80,000 will be required for utility hookup, building permits, construction plans, and Home builders in Sacramento overhead and profit, in addition to the construction expenditures.

How much does it cost to build a guest house?

A 600-square-foot guest house costs between $150,000 and $250,000 for a standard version, $2500,000 for a custom version, and up to $400,000 for a high-end custom guest house. Tiny homes, container homes, and modular homes are also viable possibilities for constructing a guest house. In many circumstances, one of these could be less expensive and completed sooner.

Is it cheaper to build a house or to buy one?

Building a home vs. buying a home might cost anywhere from $500,000 to $1,00,000 or more, depending on various circumstances. If you already own the land, building your own home in Sacramento will be less expensive than buying one.

If you buy an existing home, the median cost of a single-family home in Sacramento is $600,000, according to the local Association of Realtors. When purchasing a home, the sales price is determined by the seller's real estate agent and appraiser. Furthermore, your location will have a significant impact on the final cost. Ones in the Granite Bay, for example, are around 55% more expensive than homes in Rio Linda.

If you build a new home, the median price is $600,000, with the lowest rates in Rio Linda at $275 per square foot and the highest rates in the Granite Bay at $600 per square foot, according to the US Census Bureau.

If you're building in a remote region, this pricing does not include the cost of land, a septic system, or water and electrical lines for new construction. The primary distinction is that you will be purchasing a brand new home rather than one 20 to 60 years old.

Costs of Purchasing Land and Constructing a Home

Unless you already own a parcel of land where you want to build your home, the price of the land is a significant factor in the cost of building a house. Your location could make a huge difference. In Arizona, New Mexico, and Nevada, a plot can cost as low as $5,000 or as much as $2,000,000 or more in Sacramento.

Even if you own the site, removing an existing house before building your new home costs between $10 and $30 per square foot.

Because of the expense of a land survey, grading the land, installing a septic tank, bringing utility lines and systems to the property, and other costs, building a house on your own land in Sacramento could still be more expensive than buying an existing home.

Checklist For Constructing A New House

When you build a custom house with your chosen general Home builders in Sacramento, you have more control and impact on the project than if you bought in a newly developed subdivision. You will, however, be held to a higher level of responsibility and will be required to make judgments along the road. Unless you are highly familiar with all that has to be done, the following checklist will assist you in confidently navigating the home-building process.

  • Make a budget
  • Invest in Real Estate
  • Select a Method of Construction
  • Create designs or plans
  • Obtain Inspections and Permits
  • Invest in Construction Insurance.
  • Begin the construction process.
  • Schedule a Final Inspection.
  • Landscaping Services

Make a budget

You'll need to speak with a lender to see what kind of mortgage you'll be eligible for. Once you know how much your new Sacramento home will cost in total and how much it will cost per square foot, you can start drawing up your plans without getting too carried away and building something you won't be able to build.

Purchase Property

You'll need to locate the ideal location for your new residence. If you purchase a property with an existing house that will need to be demolished, you will save money on electrical and sewer connection costs because those will have already been installed for the prior home. If you acquire undeveloped land in a rural area, you may need to install a septic tank to meet your wastewater demands. You'll also have to consider the expense of grading the site and installing a driveway, as well as the cost of running utility lines back to your property.

Select a Method of Construction

In most circumstances, the type of construction for the new home will be determined by the project budget. Printed 3D home structures, barndominiums, Modular homes, pre-built tiny homes, complete prefabricated houses, container homes, and home kits—are all available in addition to traditional construction methods.

Create designs or plans

Determine the number of bedrooms, their sizes, and their locations.

Decide on the size and position of the kitchen, as well as the size of the main living room.

If you're going to undertake most of the design work yourself, many examples are available online to help you get started. You can also get blueprints compatible with your overall plans regarding total size, number of bedrooms, and bathrooms.

If your budget allows, you can employ a design and build company to help you realize your vision for your new home's design (3D renderings). Working with a layout your builder has dealt with obtaining plans online or in person for the contracting company to build it with the least expensive of these options.

Obtain Inspections and Permits

Your Home builders in Sacramento can plan out all of the inspections that will be required during the construction process. The cost of a building permit ranges from $20,000 to $120,000 depending on where you reside.

Invest in Construction Insurance

Select Home builders in Sacramento with the appropriate insurance to cover the project during all construction phases for the most peace of mind. Alternatively, you won't need construction insurance if you're working on a low-cost hybrid construction project with many different Home builders in Sacramento, including yourself doing some of the work.

Begin the construction process

After your land has been purchased and prepared for construction, your construction loan has been approved, your budget has been finalized, plans have been drawn up, your Home builders in Sacramento has been chosen, and your permits have been approved, your Home builders in Sacramento can break ground and begin the foundation prep work as the first phase of your construction.

Schedule a Final Inspection

To get a certificate of occupancy, you or your home builders in Sacramento would have to arrange a final inspection when the house is finished. That's the official document stating that all work on the house was completed according to code and that the construction is safe to live in.

Landscaping Services

You could either wait until the whole structure is finished before landscaping, or you can begin as soon as the stucco/siding is completed. Another important consideration in determining when this will occur is what you are having planted on your property in terms of trees, plants, and shrubs, as well as the optimal time of year to plant them.

Most Commonly Asked Questions

How Much Does A 1,500 Square Foot House Cost To Construct?

The average cost home builders in Sacramento estimate of building a 1,500 square foot home is $400,000 for most homeowners, with an entry-level custom home costing approximately $550,000 and a high-end bespoke home costing around $675,000.

How Much Does A 2,500 Square Foot House Cost To Build?

A 2,500 square foot home in Sacramento will cost most people $650,000 to build, while an entry-level custom home of the same size will cost roughly $800,000, and a high-end custom home will cost around $1,000,000.

What Is The Most Cost-Effective House To Construct Per Square Foot?

A fully built pole barn house will cost $50 to $85 per square foot, making it the most affordable home to construct while maintaining high quality.

What Is The Most Economical Way To Construct A House?

  • Create your dream home down to the last detail (plans).
  • Any shape has a cost associated with it, with squares being the least expensive and curved walls being the most costly. Additionally, search for ways to free up extra living space by creating storage space.
  • Learn as much as you can about the home-building process so that you can choose the best Home builders in Sacramento for the task. You'll also be aware of everything your Home builders in Sacramento will be dealing with throughout the design stage and during the construction process.
  • Examine this price guide as thoroughly as possible to understand typical expenses for each stage of your home construction.
  • Spend time choosing your Home builder in Sacramento and find out what software they use to estimate costs and effort, as well as how their team records and reports progress regularly. Home builders in Sacramento can use online technologies that allow clients to log in and check the status of each component of the project, including images, so they can stay on top of everything as it progresses.
  • Request a bid from HouseIdea, a premier home builder in Sacramento, study their internet ratings, verify their insurance, and meet with them in person to go through their proposals.
  • The cheapest way to build a house in Sacramento is to use two data points: the current cost and the future cost. Many of the materials used in your home's construction will be available in various qualities and prices. Some materials may be less expensive now, but they will cost more in the long run due to maintenance, energy costs, and replacement costs. Before you go for the cheapest choice, think about this.

If you have a new construction project in mind and would like more information on where to begin, contact Houseidea - a reputable general Home builder in Sacramento.

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